Monday, May 14, 2012

Beachside Condo Living

Who doesn’t want to live or vacation at a condo right on the beach?  Well, now you can, for only $150,000!  Unreal if you ask us… 
This 2 bedroom, 2 bathroom condo is the perfect space for the simple life! Checkout the pictures and you’ll see!
1 Beach and Exterior The Kitchen is open to a dining area and living room.  It includes all appliances and has new laminate wood floors throughout.  A bar top offers extra seating as well! 
2 Kitchen and Dining Room
The living room has a wood burning fire place and opens up to a small deck.  Brand new carpet is run throughout. 
3 Living Room4 Living Room
The master bedroom has a walk-in closet and a full bathroom and includes brand new carpet and two windows offering lots of natural light!
5 Master Bedroom6 Master Bedroom Walkin Closet
I know it’s hard this time of year to look at a deal like this and walk-away, so DON’T!  If you can’t, call someone who can and then stalk them all summer so you can have access to their private beach (see below)!  JK, we don't promote stalking, but seriously, if you know someone who would love this place, call them!
8 Backyard
Call us today for a private showing!!!

Thursday, May 3, 2012

Contact US

Shannon Edwards 
(757)876-9621
Shannon@DuValRealtors.com

Christen Campbell
(757)869-0070
Christen@DuValRealtors.com

Thursday, April 12, 2012

Helpful Tips When Selecting a Mortgage Lender


Buying a home can seem like a daunting task, whether you are a first time home buyer or are an experienced investor, and an integral part of the home buying process is selecting your mortgage lender.  Choosing a competent and knowledgeable mortgage professional can help alleviate a great deal of stress and worry that arises when purchasing a home.  Below are some helpful/useful tips and questions to consider when deciding on what mortgage lender is right for you…

-          Find out what loan type is best for you:
o   You wouldn’t want your doctor suggesting surgery for you without assessing your current medical condition, so choose a lender who is going to evaluate and gather your information before suggesting a particular loan type.  Don’t hesitate to ask about the different advantages and disadvantages of the loan types that are available.
-          Ask if origination and/or discount points are being charged for interest rate:
o   It is imperative, especially for first time homebuyers, to inquire with their mortgage lender if they are being charged origination and/or discount points for the interest rate being provided.  Most people aren’t aware of these charges and they are NOT required in the financing process.  1 origination or discount point is equal to 1% of the loan amount, so if you are being charged 1 origination for the interest rate you are getting on a $100,000.00 loan amount that means you are paying an additional $1,000.00 in order to receive that rate. This may or may not be a worthwhile thing to do, so ask your loan officer to work up the different cost savings for doing this that way you can accurately decide for yourself if it is something you would like to do.   
-          Inquire on if the Mortgage Lender is able to approve loans-in-house:
o   An underwriter is an extremely important entity of your mortgage process that reviews your loan application and either approves or denies the loan.  Upon reviewing the application, the underwriter follows by issuing conditions that need to be satisfied in order to fully complete the loan process.  It is important to work with a mortgage lender that does their own underwriting and processing, as opposed to brokering out that service to another company. The ability to approve loans-in-house allows for a quicker and more efficient loan process for the borrower.

There are certainly more than just these three items that you will want to find out when shopping for a mortgage lender to represent you, but these are definitely a great place to start.  The most important advice I can give when initiating this entire process is if you are ever in doubt or not understanding something that may be going on just ASK!  Make sure your mortgage lender is someone that you fill 100% comfortable and confident with to ask any question at any point and time.  At the end of the day you are the one in the driver seat and that means you decide how slow or fast you want to go!




Written by:

Josh Zidenberg
Business Development Manager
New American Mortgage, LLC

Price Reduction–Ashe Meadows Reduced to $299,900!

1 Exterior Frontfix

A house this amazing below $300,000??  Yup it’s true!  I can’t remember a day in my career so far when you could get a house with these stats in a great area for such a great price, without it being a foreclosure or distressed property!  Checkout the pictures and stats by clicking the link below!

18 Ashe Meadows Drive

Call us if you want to see it in person!  757-876-9621

Wednesday, March 7, 2012

Josh Zidenberg



For the vast majority of people buying a home will be the single largest and most significant purchase they will make in their lifetime. Since market conditions and mortgage programs are constantly changing, you need to make sure you’re dealing with a mortgage professional who is able to give you quick and accurate financial advice. New American Mortgage is one of the fastest growing mortgage companies in the country today and we have established and developed a mortgage process and culture that is second to none!  Our operations team, located in Virginia Beach, Va where we process and underwrite every loan, is comprised of some of the greatest people you will ever meet.  I feel extremely confident in not only my company, but my personal knowledge and expertise in the mortgage industry as well.  Ensuring that you make the right choice for you and your family is my number 1 goal!  Upon concluding my Masters and Bachelors Degree from The University of Virginia, I am now back home in the ‘757’ area code.  It has been wonderful getting to know and work with the wonderful people of Hampton Roads again and I am really looking forward to the opportunity to work with you and/or your family.  Please don’t ever hesitate to contact me anytime by phone, fax or email for personal service and advice.  I can’t wait to make you my next “Raving Fan”!


Josh Zidenberg
Business Development Manager
New American Mortgage, LLC
575 Lynnhaven Pkwy, Suite 102
Virginia Beach, VA 23452
Cell #: (757) 218-1960
Office #: (757) 227-3385
Fax #: (757) 389-8472
NMLS# 401195   MLO - 8700VA

Our Featured Homes

Search all homes for sale click here!

18 Ashe Meadows Drive Hampton, VA 23664
3 Bedrooms(plus a bonus room AND an office), 2.5 Baths
2351 Square Feet
$299,900


3 Bedrooms, 2 Full Baths, Finished Room above a 3 Car Garage
2,622 Square Feet
$339,900

29 Tamarisk Quay #I Hampton, VA 23666
2 Bedrooms, 2 Full Baths, Deck and Storage Unit
953 Square Feet
REDUCED:  $104,900


168 Westview Drive Hampton VA 23666
2 Bedrooms, 2.5 Baths, Backs up to the Pond! 
1,315 Square Feet
$140,000
UNDER CONTRACT


3 Bedrooms, 2.5 Baths, Full stairs to the 3rd floor attic
1,468 Square Feet
$154,900


4437 Lydias Drive James City County VA 23188
2 Bedrooms, 1.5 Baths, GREAT Location in heart of New Town Williamsburg
1,000 Square Feet
$210,000


306 Charity Lane Newport News, VA 23602
4 Bedrooms, 2.5 Baths, Cul-de-sac and backs up to a private field!
1900 Square Feet
$230,000
SOLD

201 Waller Mill Road York County, VA 23185
3 Bedrooms, 2 Full Baths plus an office/extra room, large lot with full privacy fence!
1778 Square Feet
$199,900
UNDER CONTRACT

Search all homes for sale click here!

Friday, February 3, 2012

Home for Sale | 1601 Dandy Loop Road | Yorktown, VA

Looking for a quiet, peaceful living setting?  Away from all the hustle and bustle of Jefferson Avenue or Route 17?  But still close enough to get there in the drop of a hat if needed?  Well here it is!  Ever heard of Dandy?  Well this house is a must see! 



 This home was built in the early 1900s, but you wouldn’t be able to tell with all the upgrades and custom work they have done to most of the rooms.  The screened-in porch on the front of the house offers a peaceful setting with an awesome view of the River right down the road! The view is even better from the second floor master!  It has a new door, new vinyl wrapping, newer windows, and fresh paint which makes for a wonderful entrance and even some extended living space!!
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The beautiful updated kitchen has custom cabinets, double oven, a spacious island, and lots of lighting. It’s open layout to living room is great for entertaining and includes with wall to wall windows facing a beautiful backyard with large pond!
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Along with the kitchen and large den, the first floor also features 2 living rooms, 2 bedrooms, a full bathroom, a walk-in pantry and a utility room.  The full bathroom downstairs includes a large vanity with double sinks, ceramic tile floors and plenty of space for lots of guests.  There is also a small pass through room where the stairs are that could easily be used as a office space or a small reading room!
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The large utility room includes an exterior window, built-in cabinets, and lots of space for extra storage!
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Another utility closet on the first floor offers space for a coat closet and MORE storage! This house defeats all the storage issues you could possibly have!  It also has a HUGE pantry with shelving, light, build in cabinet, and did I mention it's HUGE!
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Upstairs you’ll find a finished attic that has been converted to an awesome master suite!  It has two large closests, a gigantic bathroom and access to a full walk-in attic which has light and is fully floored! Walk-in, stand up, no ladder needed... AMAZING!!
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If you’re not sold yet then here are some details about the exterior!  A large shed at the end of the drive way has two double doors and a work bench inside!  A huge shed is located at the end of the drive way and has sliding doors in the front.  Then right around the corner is a 3-car garage with finished room above. The whole garage is has finished drywall and it's own heating and air system! The garage has brand new windows and vinyl wrapping, ventilation system in 3rd bay, air compressor hookup, and loads of power outlets for a great work space! The HUGE backyard faces a large pond and includes plenty of room for play as well as an above ground pool with deck attached!
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We can’t imagine a more perfect home for someone looking for a quiet serene setting yet still wanting to stay close to the area attractions!  As always, call/email The Shannon Edwards Team for more details or to get a better look in person! 
Shannon@ShannonEdwardsHomes.com
(757) 876-9621